Sakura in Springtime

I love the color of cherry blossoms. On the Sea of Japan, the blossoms only stay for a week or so as the strong winds blow them away after a short time. Cherry blossoms are a metaphor for the fleeting nature of life. Poof! When I lived there, the companies would send out the rookies in the morning to save a spot and then buy boxed lunches, sake and beer so we'd have a place to party after work. This one is at a park in Niigata last April.

Business Insurance

Insurance companies offer policies for certain types of small and mid-sized businesses that combine protection from both property and liability risks together in one package.

These packages are called the Businessowners Policy (BOP), and are created for businesses that generally have the same kinds of risk (restaurants, beauty salons, doctor’s, offices, etc.).

Larger companies must purchase a commercial package policy (CPP) and customize their policies to meet the specific risks unique to their operation.

BOPs include:
Property insurance for both the building and contents owned by the company.

Liability protection, which covers if you are held legally liable for personal injury or property damage to others.

Business interruption insurance, which covers the loss of income that results from fire or other covered perils that disrupt the operation of the business. It may also include extra expenses for operating out of a temporary location.

BOPs do not include:
Workman’s compensation, professional liability, commercial auto insurance, or health and disability insurance. You'll need separate insurance policies to cover these risks.

Art Museum- Ceramics

My wife is into creating with ceramics, taking courses at the Torrance Cultural Arts Center & ECC. We went to the Long Beach Museum of Art to observe ceramic art.

I liked the historic Elizabeth Milbank Anderson House (next to the Museum), which was recently restored. Can you imagine the replacement cost / agreed value for this house? The cafe is a nice place to have breakfast or lunch as the patio overlooks Long Beach Harbor and the Pacific Ocean.